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 Never before has there been any type of guarantee available to Spanish property buyers. Now for the 1st time in Spain, the Safe Purchase Guarantee protects the rights acquired by your title deeds when you buy a home in Spain. As a Company we are committed to the Safe Purchase Process, our property professionals will do their best to ensure that your property is not affected by some of the problems you will have heard or read about in Spain.
Should your dream property not be quite what it seems you will be advised and therefore be able to make the decision as to proceed or not. For problems that remain hidden, are unfair, unforeseen or fraudulent at the time of purchase, our Safe Purchase Guarantee provides cover that protects the rights accorded by your title deeds for the next 20 years. Below is a summary of cover and highlights the main advantages of the Safe Purchase Guarantee.
We Are Officially Certified Safe Purchase Partners!
As experienced and committed Spanish property professionals, our company is an officially Certified Safe Purchase Estate Agent.
Buy With Us, Buy With Confidence!
Our official Safe Purchase Certification means we are committed to the safe and successful outcome of your purchase!
We have been independently visited by a Safe Purchase representative and submitted important information about our company and its directors/owners.
We have signed the official Safe Purchase Code of Ethics for estate agents demonstrating our commitment to industry best practice.
We have signed a statement confirming that our directors/owners have never been convicted of fraud, money laundering or any financial irregularities.
We have at least 3 years professional experience working in the Spanish property industry.
20 Year Safe Purchase Guarantee With Every Sale!
Every purchase made through our company is protected by the unique 20 year Safe Purchase Guarantee for property buyers. Representing a first for the Spanish property industry, the Safe Purchase Guarantee is included with every property sold through our company.
It protects the rights acquired by your title deeds from the moment you sign at the notary and includes cover against many of the problems that have affected innocent property owners in the past.
Fraud & Document Forgery: Technology making it very easy to forge and falsify all sorts of documents. There are well-organised groups of fraudsters who specialise in this type of activity. You are covered in the event of the use of any false document that relates to your purchase.
Identity Theft - Your House Sold: There have been numerous cases where owners have become victims of identity theft and fraudsters have sold their properties for bargain prices. The Spanish Supreme court even upheld the right of the 3rd party purchaser who had bought in good faith and the real owners lost their homes.
Lack of Occupancy Certificate: Without a Certificate of Occupancy (Cédula de Habitabilidad) you cannot legally contract water, electricity or gas to your property. In theory you cannot sell your property without it. This is one of the most common problems affecting 1000s of properties across Spain.
Vendor Was Not The Real Owner: How do you know if the vendor is the real, legal owner of your property? If in the future you find that the ‘vendor’ had no legal power - through a revoked Power of Attorney, for example - to act in the sale of your property, you would be covered.
Compulsory Purchase: When the governing political party of town halls change, so can local laws. Many who have lived happily in Spain for years fall victim to changes in land-use classifications that legally permit compulsory purchase orders. Properties near to the coast are particularly vulnerable.
Revoked Building Licences: Imagine after several years of ownership, the town hall issues a demolition order because it is shown that the original building licence is illegal and contravenes local planning laws and land classifications. There have been numerous high profile cases of this recently on many of the Spanish Costas.
Fraudulent Sale - Property Isn't Yours: There have been numerous cases where owners discover that part of their land or property does not belong to them. A terrace, for example, turns out to be common or communal property and was illegally constructed by previous owners.
Border Disputes: A very common problem arises when one of your neighbours decides that some of the land you own actually belongs to him. This can be the beginning of a very real and unpleasant situation but having your rights protected means that a solution is guaranteed.
Unknown Heirs Or Inheritors: You find out one day that in the event of the death of a previous owner, there are hitherto unknown heirs who subsequently make a claim on your property. You title insurance has a provision for this event.
Coastal Law Procedures: Parts of the Spanish coastline are protected by the 'La Ley de Costas' or Coastal Law. Changes to the classification of land near the sea have removed the rights of owners to sell or bequeath their properties. How would you know if your property had an existing administrative claim against it?
Hidden Legal Defects: This refers to mistakes or discrepancies in your title deeds that subsequently makes it impossible or hard to sell your home or which limits your rights of ownership or enjoyment. Often these seemingly minute details are not picked up by legal professionals.
Valid But Hidden Lease: You find out that you have bought a house that is already subject to a valid lease or rental agreement that you did not know about. The lease is valid till it expires regardless of who owns the title. Would you know what to do?
Access Problems: If your property, garage or parking place cannot be accessed, you are covered. This includes but is not limited to situations where the vendor does not vacate and your garage or parking place is too small and not fit for purpose.
Bankrupt Vendors: A judge says that the house you bought is subject of a bankruptcy order of the previous owner and therefore the rights of preferential creditors must be considered. This is a point that very few if any legal professionals are likely to find or look out for.
Community Disputes: During the next 20 years, disputes arising on your community relating to anything that is passed by the Community of Owners that limits your rights to your property are covered.
Purchase From Incapable Vendor: You are covered in the event that the vendor you purchased from is legally defined as not having enough legal capacity to have signed over the title deed, thereby invalidating the sale.
Administrative, Legal & Financial Claims: These types of claims cover a wide variety of possibilities. Should anyone make a legal or financial claim through the courts for compensation or part of your property that affects the rights to your title, your Safe Purchase Guarantee may be able to help.
Non-Inscription In The Land Registry: You are covered for the costs and charges due should the registrar at the Land Registry office finds a defect in your title deed. This problem can only arise and create a liability once you have signed your title deeds at the notary.
The Safe Purchase Guarantee provides legal support and financial compensation up to 360,000 Euros for the next 20 years.
For more information about the Safe Purchase Guarantee and what it covers, click HERE!
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